IMPORTANT LEGAL NOTICES
Welcome to our Web site. Please read this notice before using the site and refer to it periodically as the provisions are subject to revision. Comprehensive Insurance Services ("CIS") maintains this Web site as a convenience for the consumer for informational purposes only. The information on this Web site is of a general nature and is not intended to address any individual's particular circumstances.
The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject CIS, or its affiliates to any registration requirement within such jurisdiction or country. Neither the information nor any opinion contained in this site constitutes a solicitation or offer by CIS, or its affiliates, to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.
Disclaimer of Warranty and Limitation of Liability
While we have made every effort to provide current, accurate information, we make no representation or warranty, express or implied, as to the timeliness, accuracy or completeness of any information when it is received. This Web site does not constitute an offer to buy or sell securities. The information, products, and services on this site are provided on an "AS IS", "WHERE IS" and "WHERE AVAILABLE" basis. CIS does not warrant the accuracy of the materials provided herein, either expressly or implicitly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. CIS will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you through this site. Although the information provided on this site is obtained or compiled from sources we believe to be reliable, CIS cannot and does not guarantee the accuracy, validity, timeliness, or completeness of any information or data made available to you for any particular purpose. Without limiting the foregoing, none of CIS, its affiliates, directors, officers or employees, or any third party vendor will be responsible for, or have liability with respect to, any information or materials posted by others, including, without limitation, defamatory, offensive or illicit material, or any kind for any loss or damage that is incurred in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of CIS or of any vendor providing software or services support. In no event will CIS, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages, or any other damages of any kind, even if CIS or any other party has been advised of the possibility thereof.
Proprietary Rights
All right, title and interest in this site and any content contained herein is the exclusive property of CIS, except as otherwise stated. This site is for your personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in whole or in part any information, software, products or services obtained from this site, except for the purposes expressly provided herein, without CIS's prior written approval. If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
Use of Links
We may from time to time provide links to and be linked from other third-party Web sites that we feel may be of interest to visitors to our site. These links are provided as a convenience for our visitors only and may be used by visitors at their own risk. CIS bears no responsibility for the content of any other Web site that may be linked to or links to this Web site. The inclusion of any link is not and does not imply an affiliation with, or the sponsorship, endorsement, or approval, of any third-party website or the content contained therein. Should you click on a link found on this Web site, and view content that is not provided by CIS, you do so at your own risk. The content of the links are not developed, checked for accuracy, or otherwise reviewed by CIS and we are not responsible for damages or losses caused by any delays, defects, or omissions that may exist in the services, information, or other content provided in such site, whether actual, alleged, consequential or punitive. CIS makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content. The terms and conditions as well as the privacy policy of these other sites may be different from this site.
Legal Jurisdiction
Your continued use of this site constitutes your agreement to the terms and conditions contained above. Such agreement shall be governed by and construed in accordance with the laws of the State of Nevada , without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to this agreement shall be in and held at a state or federal court in the County within a jurisdiction of one of Advisor's branch offices chosen by CIS. The parties unconditionally waive their respective rights to a jury trial.
Facts and information on this Web site are believed to be accurate at the time they are placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used solely for informational purposes. The information contained on this website and pages within, is not intended to provide any legal, financial, or tax advice, along with any other type advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to CIS and such information should not be relied upon as all-inclusive or accurate.
Introduction
Comprehensive Wealth Management Advisors (CIS) is committed to helping to protect the personal information you may provide to us while interacting with cisonweb.com. We also strive to provide you with the most useful and enjoyable Web experience possible. While you can use many features of cisonweb.com anonymously, you are required to provide personal information in certain situations at your own choice. For example, you can choose to register with cisonweb.com. You can also choose to visit other links via cisonweb.com, which requires input of personal information.
By accessing and/or using cisonweb.com, you expressly agree to comply with and be bound by this Website Disclosure and Privacy Policy Statement, as well as all applicable laws and regulations. If you do not agree with any of this Website Disclosure and Privacy Policy Statement, you are not authorized to use cisonweb.com and must not access the Website.
CIS reserves the right to update information on this website without notice therefore periodically check the Website Disclosure and Privacy Policy Statement in order to be up to date on all the new disclosures and policies.
How we collect and use personal information
Registering for membership on cisonweb.com gives you access to all the site's information and features. Mandatory information includes your name, e-mail address, country, and ZIP/postal code. With your consent, we will send occasional e-mail notifications about important changes to the site, new services, and special offers from us. If you would rather not receive these e-mail notifications, simply indicate that preference either at registration or at any time you edit your account. In addition to receiving e-mail announcements, there is an optional sign-up for daily and weekly e-mail services that provide you with news about upcoming seminars or services. We may also use the information provided to us for other services such as evaluating your service needs.
Once your personal information is entered once, it will automatically be saved in your member profile so that you won't have to enter it again. We occasionally may also send you postal mail to notify you about important changes to the site, new services, and special offers from us. If you would rather not receive such information, just indicate this when you enter your address or you can edit your account at any time to change your preference.
Our service lets you sign up to receive e-mail announcements. You can add or remove information from your personal account at any time.
How we help to protect your personal information
All personal data you enter on cisonweb.com is encrypted with a secure server software (SSL) that encodes the information before your Web browser software sends it to us. The secure server software decodes the data only after it reaches our server so that hackers usually can't snatch any of your personal information while it is in transit. Once the data reaches our site, the same security software helps to protect your personal data as well. While no website can protect itself against all eventualities, we will make reasonable efforts to protect any personal information you give us.
We strive to make sure that we use any information you provide us only in ways you have approved, unless otherwise set forth in this policy statement, as required by law, or if disclosure is necessary to protect the safety of persons or property. We send you only the e-mail you have approved in your account information or on your e-mail subscription signup page. When you sign up, ___ distributes all the announcement e-mails you request directly without ever releasing your e-mail address to a third party.
You should be aware that CIS, is a private entity registered to conduct business in California and Nevada . As a private entity, we are governed by Nevada laws and California open records laws. It is important for you to understand that most business you conduct with CIS can result in the creation of disclosable public records. Public records as defined by state law, and not made confidential elsewhere by law, may have to be disclosed under certain circumstances.
Obtaining your consent
By using our Web site, you thereby give permission to collect information about the pages served to you as an anonymous user for the purpose of calculating aggregate site statistics. If you register at cisonweb.com, you thereby authorize cwmonline.com to use information you provide to personalize the information we deliver to you and to use your demographic information when calculating aggregate customer data. As a registered member, you thereby give cisonweb.com permission to send you e-mails related to the subscription e-mail services to which you subscribe and the information requests you select.
If you are under the age of 18, you must not provide your name, e-mail address, or any other identifying information without the consent of your parent or guardian, or as otherwise provided for by applicable law. No portion of cisonweb.com specifically solicits information from minors or seeks to determine whether the visitor is a minor. Consequently, visitors should be aware that the collection of personal information requested from or volunteered by children online or by e-mail will be treated in the same manner as information given by an adult, may become a public record, and thus may be subject to public access. We require that parents guide their children when children are asked to provide personal information online. We require that children get their parents' permission before providing any information on line.
Links to third-party websites
When you register or when you otherwise leave cisonweb.com via a link, you are leaving our site and are no longer subject to this Website Disclosure and Privacy Policy Statement. We are not responsible for the content or privacy practices employed by other sites. Other websites may have different privacy policies or no policy. Users should review the disclosures and privacy policies of any website before providing personal information.
What we provide to third parties
We may provide third parties with aggregate statistics about our customers, traffic patterns, and related site information. This data reflects site usage patterns gathered during thousands of customer visits to our Website each month, but it does not contain behavioral or identifying information about any user unless that user has given us permission to share that information.
Cisonweb.com may use a third-party advertising company to serve ads when you visit our site. This company may use information (not including your name, address, e-mail address, or telephone number unless you have given permission to use this information in this manner) about your visits to our and other web sites in order to provide advertisements about goods and services of interest to you. In addition, we share website usage information (not including your name, address, e-mail address, or telephone number unless you have given permission to use this information in this manner) about visitors to our site with this company for the purpose of managing and targeting advertisements on our site.
Other information
CIS does not warrant or make any representations as to the quality, content, accuracy, or completeness of the information, text, graphics, hyperlinks and other items contained on cisonweb.com. Such materials have been compiled from a variety of sources and are subject to change without notice.
CIS is neither responsible nor liable for any viruses or other contamination of your system, nor for any delays, inaccuracies, errors or omissions arising out of your use of our Web site or links to our Web site, or with respect to the material contained on the Website or on links to the Website. This Web site and all materials contained on it are distributed and transmitted "AS IS" without warranties of any kind, either express or implied, including without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose. CIS is not responsible for any special, indirect, incidental, or consequential damages that may arise from the use of, or the inability to use, the Website and/or the materials contained on the Website whether the materials contained on the Website are provided by CIS, or a third party.
You expressly agree by using cisonweb.com that your use of cisonweb.com and its links is at your sole discretion and at your sole risk.
CIS welcomes your questions and comments about our Website Disclosure and Privacy Policy Statement. Pleas send email to our webmaster at info@cisonweb.com.
Your agreement. By clicking the button below, you indicate that you have read and agree to our Website Disclosure and Privacy Policy Statement.